Food to Travel Calculator

You already buy groceries and eat out. See what that spending is worth in travel each year with the three best food-earning cards — real earn rates, real fees, no fluff.

Your annual travel value, card by card

CardPoints/yrNet value (simple)Net value (transfers)
Amex Gold$325 fee − $324 credits64,800$647$1,295
Capital One SavorOneNo annual fee48,600$486$486 (flat)
Chase Sapphire Preferred$95 fee − $50 credits28,200$308$519

Best for your spending: Amex Gold — up to $1,295 a year in travel value from food alone.

“Simple” assumes basic 1–1.25¢ redemptions; “transfers” assumes ~2¢ per point via airline partners (typical good redemption, not guaranteed). Amex Gold’s 4x applies at U.S. supermarkets on up to $25,000/yr. Figures reflect current published rates — verify at application.

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