Affiliate Disclosure

Transparency is a core value at WanderWise. Here's exactly how we make money, who pays us, and why you can still trust our recommendations.

Last updated: February 2026

The short version: WanderWise earns money through affiliate commissions when you apply for credit cards through links on our site or in your personalized report. This does not cost you anything extra, and it does not influence which cards we recommend.

How WanderWise Earns Money

WanderWise generates revenue in two ways:

Credit card affiliate commissions — When you click a credit card link on our site or in your report and are approved for that card, the card issuer may pay us a referral fee.
Report and subscription sales — Personalized travel rewards reports ($67 one-time) and Monthly Points Intelligence subscriptions ($19/month).

This Does Not Cost You Anything Extra

Using our affiliate links never increases the price you pay, reduces the rewards you earn, or changes the terms of your credit card in any way. You receive the exact same card, the same sign-up bonus, the same interest rates, and the same benefits whether you apply through our link or directly through the card issuer's website.

In some cases, our affiliate links may provide access to exclusive sign-up bonuses or elevated offers not available through the issuer's standard application page.

Our Recommendations Are Based on Merit

We take editorial integrity seriously. Our credit card recommendations are determined by genuine analysis of your spending patterns, travel preferences, and card portfolio — not by which cards pay us the highest commissions.

Analysis first, commissions second — We build recommendations based on earn rates, annual fees, benefits, and suitability for your profile. Commission amounts do not influence card placement or scoring in your report.
We recommend non-affiliate cards — If the best card for your situation does not have an affiliate program, we will still recommend it. Your results matter more than our revenue.
Independent editorial process — Our card database and scoring engine evaluate cards on objective criteria. See our Editorial Policy for details on our research process.
Regular review — We continuously update our card database and recommendations to reflect current terms and new card launches.
No partner influence — Affiliate partners never review, approve, or have any influence over our editorial content before it's published.

How Affiliate Links Work on WanderWise

Affiliate links on WanderWise are presented as redirect URLs in the format:

wanderwiseguide.com/go/[card-name]

When you click one of these links, you are redirected to the card issuer's application page. The issuer tracks that you arrived through our link, and if you are approved for the card, we receive a commission.

These affiliate redirect links appear in:

Your personalized WanderWise report (in card recommendation sections)
Free educational content and card guides on our website
Email communications related to your report or subscription

All affiliate links are clearly associated with the card they represent. We do not use disguised, misleading, or deceptive link practices.

Cards We May Recommend

WanderWise evaluates and may recommend credit cards from a variety of issuers, including but not limited to Chase, American Express, Capital One, Citi, Bank of America, Wells Fargo, US Bank, and others. Not all cards from these issuers have affiliate relationships with us, and the presence or absence of an affiliate relationship does not determine whether a card appears in your report.

FTC Compliance

This disclosure is made in accordance with the Federal Trade Commission's guidelines on endorsements and testimonials (16 CFR Part 255). Specifically:

WanderWise has financial relationships with credit card issuers and networks
We receive compensation when visitors apply for credit cards through our affiliate links
This compensation may influence which cards appear on our site, though not how they are scored or ranked
All opinions expressed in our reports and content are our own, based on independent analysis

This disclosure applies to all content on wanderwiseguide.com, including personalized reports, articles, guides, emails, and any other materials we publish.

How Affiliate Revenue Supports Our Work

Affiliate commissions help us:

Maintain and improve our AI-powered report generation technology
Keep our card database accurate and up to date
Publish free educational content about travel rewards and credit card strategies
Operate our website, email systems, and customer support
Invest in new tools and features to help you maximize your rewards

Without affiliate revenue, we would need to charge significantly more for our reports or limit our free educational content. Your use of our affiliate links directly supports our ability to continue providing high-quality, accessible rewards guidance.

Your Choice

You are never obligated to use our affiliate links. If you prefer, you can search for any recommended card directly on the issuer's website and apply there. Your report will always include the card name and issuer so you can find it independently.

That said, if you find our report valuable and want to support WanderWise at no extra cost to you, using our affiliate links is a great way to do so.

Questions or Concerns

If you have questions about our affiliate relationships or believe a recommendation may not be in your best interest, we want to hear from you.

WanderWise (a Make No Mistakes LLC venture)
Email: hello@wanderwiseguide.com
Website: www.wanderwiseguide.com

Changes to This Disclosure

We may update this Affiliate Disclosure from time to time to reflect changes in our affiliate relationships or regulatory requirements. We'll post the revised disclosure on this page with an updated “Last updated” date.

See also: Privacy Policy · Terms of Service