Scandinavia on Points: Norway, Sweden, and Denmark
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There's a particular kind of silence in the Norwegian fjords. Not empty silence — alive silence. Water lapping against thousand-year-old rock walls. The distant cry of a seabird echoing off granite cliffs that shoot straight up from water so dark and still it looks like liquid obsidian. Then you round a bend, and there it is: a tiny red fishing village clinging to the shore, mountains behind it wearing clouds like scarves, and you think — this is what they mean by breathtaking.
Now imagine experiencing that moment knowing your flights were covered by credit card points.
Scandinavia — Norway, Sweden, and Denmark — is one of those destinations that lives on bucket lists for decades. People assume it's prohibitively expensive (it can be), impossibly far (it isn't), or "maybe someday." We're here to turn someday into next September.
Because here's the secret the points world has known for years: Scandinavia is shockingly accessible on points. SAS (Scandinavian Airlines) is a Star Alliance member, which means you can book it through multiple transfer partners. Hyatt, Hilton, and Radisson all have excellent properties across the region. And the destinations themselves — from Copenhagen's cobblestones to Stockholm's archipelago to the fjords of western Norway — are tailor-made for the kind of unhurried, deeply satisfying travel that retirees do better than anyone.
This is your complete guide to Scandinavia on points: how to get there comfortably, where to stay without selling your house, when to go for Northern Lights versus midnight sun, and a 10-day itinerary designed for travelers who'd rather absorb than rush.
Let's go north.
Getting There: SAS and Star Alliance Sweet Spots
Scandinavian Airlines (SAS) is your gateway to the Nordics, and it's a surprisingly comfortable one. SAS operates nonstop flights from several US cities — including New York (EWR), Chicago (ORD), Miami (MIA), Los Angeles (LAX), and Washington, D.C. (IAD) — to Copenhagen, Stockholm, and Oslo. Their business class features lie-flat seats, Scandinavian-designed cabins, and a calm, elegant service style that feels like the region itself: understated luxury without the fuss.
SAS joined SkyTeam in September 2024 after leaving Star Alliance, which opened new booking options through Delta SkyMiles, Air France/KLM Flying Blue, and Virgin Atlantic Flying Club.
Business Class Options
| Route | Program | Points (Round Trip) | Cash Price | Notes |
|---|---|---|---|---|
| East Coast → Copenhagen | Air France/KLM Flying Blue (via Chase/Amex) | 106,000–160,000 | $4,000–$8,000 | SAS or KLM metal; excellent availability |
| East Coast → Stockholm | Delta SkyMiles (via Amex MR) | 160,000–240,000 | $4,000–$8,000 | SAS nonstop from EWR; dynamic pricing |
| East Coast → Oslo | Virgin Atlantic (via Chase UR) | 100,000–120,000 | $4,000–$8,000 | Book SAS or partner flights |
| West Coast → Scandinavia | United MileagePlus (via Chase UR) | 120,000–176,000 | $5,000–$9,000 | Lufthansa connections through Frankfurt/Munich |
| Any US City → Copenhagen | Air France/KLM Flying Blue | 106,000–160,000 | $4,000–$9,000 | Transfer from Chase UR or Amex MR at 1:1 |
The WanderWise move: Flying Blue is the sweet spot for Scandinavia. Air France/KLM Flying Blue offers some of the best SkyTeam award pricing, and you can transfer points from both Chase Ultimate Rewards and Amex Membership Rewards at 1:1. A round-trip business class flight to Copenhagen can price as low as 106,000 Flying Blue miles — that's two sign-up bonuses from the Chase Sapphire Preferred and you're lying flat over the Atlantic.
Important booking notes: Flying Blue uses dynamic award pricing, so flexibility is your friend. Tuesdays and Wednesdays generally price lowest. Search directly on KLM.com or airfrance.com for the best availability views. Book as soon as you find a good price — Flying Blue awards can be canceled and re-deposited for a modest fee if plans change.
Economy Class Options
| Route | Program | Points (Round Trip) | Cash Equivalent | Notes |
|---|---|---|---|---|
| East Coast → Copenhagen | Flying Blue | 50,000–80,000 | $600–$1,200 | Best economy value |
| East Coast → Scandinavia | Delta SkyMiles | 60,000–100,000 | $600–$1,200 | Nonstop SAS options |
| Any US City → Scandinavia | Capital One Miles | Varies | Varies | Portal booking at 1¢/mile; simplest |
| Midwest → Copenhagen | Aeroplan (via Chase/Amex) | 70,000–90,000 | $800–$1,200 | United or Lufthansa connections |
Taxes and fees: European award flights often carry fuel surcharges. Expect $100–$300 per person round trip in taxes and fees, depending on the airline and booking program. Flying Blue tends to have moderate surcharges; booking on SAS metal through partner programs can vary.
Where to Stay: Hyatt, Hilton, and Radisson
Scandinavian hotels are notoriously expensive — $250–$500 per night is standard for anything central, and summer rates can spike even higher. Points turn these eye-watering prices into genuinely reasonable redemptions.
Copenhagen Hotels on Points
| Hotel | Program | Points/Night | Cash Rate (Approx.) | Why We Love It |
|---|---|---|---|---|
| Hotel & Skansen (Hyatt, Unbound Collection) | World of Hyatt (via Chase UR) | 12,000–18,000 | $250–$400 | Charming harbor-front hotel; walkable to Nyhavn |
| Hilton Copenhagen Airport | Hilton Honors (via Amex) | 40,000–60,000 | $200–$350 | Perfect for first/last night; connected to airport |
| Radisson Blu Royal Hotel | Radisson Rewards | 35,000–50,000 | $250–$400 | Designed by Arne Jacobsen — a design icon in the heart of Tivoli |
| Radisson Collection Royal Copenhagen | Radisson Rewards | 50,000–70,000 | $300–$500 | Updated landmark; fantastic restaurant |
| Hilton Copenhagen City | Hilton Honors | 50,000–70,000 | $250–$400 | Central location, modern rooms |
Stockholm Hotels on Points
| Hotel | Program | Points/Night | Cash Rate (Approx.) | Why We Love It |
|---|---|---|---|---|
| Park Hyatt at Djurgården (opening 2026) | World of Hyatt | 25,000–40,000 | $500–$900 | Hyatt's flagship in the Nordics; island setting |
| Hilton Stockholm Slussen | Hilton Honors | 50,000–70,000 | $250–$400 | Old Town views; walkable to Gamla Stan |
| Radisson Blu Waterfront Hotel | Radisson Rewards | 35,000–50,000 | $200–$350 | Stunning waterfront; near Central Station |
| At Six (Radisson Collection) | Radisson Rewards | 50,000–70,000 | $300–$500 | Boutique luxury with world-class art collection |
Norway Hotels on Points
| Hotel | Program | Points/Night | Cash Rate (Approx.) | Why We Love It |
|---|---|---|---|---|
| Radisson Blu Royal Hotel, Bergen | Radisson Rewards | 35,000–50,000 | $200–$350 | Steps from the Bryggen Wharf UNESCO site |
| Hilton Garden Inn Oslo Sentrum | Hilton Honors | 30,000–50,000 | $180–$300 | Central Oslo, modern, excellent value |
| Radisson Blu Airport Hotel, Oslo Gardermoen | Radisson Rewards | 25,000–35,000 | $150–$250 | Ideal for arrival/departure nights |
| Radisson Blu Hotel, Tromsø | Radisson Rewards | 35,000–50,000 | $200–$350 | Northern Lights base; harbor views |
The WanderWise move: Radisson is your Scandinavian secret weapon. While Hyatt and Hilton have limited Nordic footprints, Radisson is everywhere in Scandinavia — it's a Scandinavian company, after all. You can transfer points from various credit card programs or earn directly through stays. Their properties range from design-forward city hotels to Arctic outposts that double as Northern Lights viewing platforms.
For your splurge night, the Park Hyatt at Djurgården in Stockholm (opening in 2026) is poised to be one of Europe's finest Hyatt properties — island setting, world-class design, Hyatt points transferred from Chase UR. Keep an eye on this one.
The Northern Lights: Timing and Strategy
Let's address the aurora in the room. If the Northern Lights are on your bucket list — and they should be — Scandinavia is one of the best places on Earth to see them. But timing matters enormously.
When to See the Northern Lights
| Month | Likelihood | Hours of Darkness | Weather | Crowds |
|---|---|---|---|---|
| September | ⭐⭐⭐ | Increasing (6–10 hrs) | Mild (40–50°F) | Low |
| October | ⭐⭐⭐⭐ | Long (10–14 hrs) | Cool (30–45°F) | Moderate |
| November–January | ⭐⭐⭐⭐⭐ | Near 24-hr darkness above Arctic Circle | Cold (10–30°F) | Moderate-High |
| February–March | ⭐⭐⭐⭐⭐ | Long but increasing daylight | Cold (15–35°F) | High |
| April | ⭐⭐ | Decreasing (too much light by late April) | Warming | Low |
The WanderWise move for 55+ travelers: February and early March are the sweet spot. You get long, dark nights for aurora viewing, but not the brutal cold and total darkness of deep winter. Tromsø, Norway (69° N latitude) is the classic Northern Lights base — it's a real city with restaurants, culture, and the Radisson Blu right on the harbor. Plan for 3 nights minimum to increase your odds of clear skies.
Important: The Northern Lights are a natural phenomenon, not a scheduled event. No amount of planning guarantees a sighting. What you can do is give yourself the best odds: go during peak season, stay multiple nights, get away from city lights, and check aurora forecasts nightly (the Norwegian Meteorological Institute has an excellent forecast app). Even if the lights don't cooperate, Arctic Norway in winter — with its blue twilight, snow-covered mountains, and cozy restaurants — is spectacular in its own right.
Northern Lights Excursions
- Guided aurora chases (by bus or minivan): $100–$200 per person. Guides take you to clear-sky locations up to 2 hours from Tromsø. Most offer a "come again free" guarantee if you don't see lights.
- Northern Lights sailing: $150–$250 per person. Sail into the fjords outside Tromsø on a catamaran. Even without lights, the nighttime fjord experience is extraordinary.
- Self-drive: Rent a car and chase the aurora yourself. Norway's roads are excellent and well-maintained in winter. Stop wherever the sky lights up.
Fjord Cruises: Norway's Crown Jewel
Norway's fjords are among the most dramatic landscapes on Earth — narrow inlets carved by glaciers over millions of years, flanked by sheer cliffs, waterfalls, and impossibly green villages. You haven't seen Norway until you've seen it from the water.
Fjord Cruise Options
| Experience | Duration | Approx. Cost | How to Use Points |
|---|---|---|---|
| Norway in a Nutshell (Bergen–Flåm) | 1 day | $250–$350 per person | Book with Capital One or Chase portal at 1¢/point |
| Hurtigruten Coastal Voyage (Bergen–Kirkenes) | 6–12 days | $1,500–$5,000 per person | Book via Chase portal or Amex Travel; occasional transfer partner deals |
| Havila Voyages (Bergen–Kirkenes) | 6–12 days | $1,200–$4,000 per person | Newer fleet, hybrid-powered; portal bookable |
| Private fjord boat tour (Geirangerfjord or Sognefjord) | Half day | $80–$200 per person | Cash or portal |
The WanderWise move: The "Norway in a Nutshell" self-guided tour from Bergen to Flåm is the perfect introduction — a combination of train, bus, and ferry through some of the most staggering scenery on the planet. The Flåm Railway alone, descending from mountain plateau to fjord level through 20 tunnels and past thundering waterfalls, is routinely called one of the most beautiful train journeys in the world.
For a longer experience, Hurtigruten's coastal voyage from Bergen to the Arctic is a once-in-a-lifetime journey. It's not a traditional cruise — it's a working coastal ferry that has carried passengers and cargo along Norway's coast since 1893. The pace is slow, the ports are authentic Norwegian towns (not cruise ship shopping villages), and the scenery is relentless. You can book portions through travel portals using Capital One miles or Chase points at 1 cent per point.
The 10-Day Scandinavia Itinerary
This itinerary covers all three countries at a pace that lets you actually enjoy them. We start in Copenhagen (the easiest international arrival), sweep through Stockholm, and finish in Norway's fjord country. Intra-Scandinavian flights are short and affordable — think of them as connecting buses with wings.
Days 1–3: Copenhagen, Denmark
Stay: Radisson Blu Royal Hotel (2 nights on Radisson Rewards) + Hotel & Skansen Hyatt (1 night on Hyatt points)
| Day | Morning | Afternoon | Evening |
|---|---|---|---|
| 1 | Arrive Copenhagen, check in to Radisson Blu Royal. Walk to nearby Tivoli Gardens (the world's second-oldest amusement park — charming, not cheesy) | Nyhavn harbor — the colorful postcard row. Coffee at one of the canal-side cafés | Dinner in the Meatpacking District (Kødbyen) — Copenhagen's foodie hub |
| 2 | Christiansborg Palace and the royal reception rooms (gorgeous, well-paced tour). Walk to the Round Tower for panoramic city views | The Little Mermaid statue, then Kastellet fortress (a lovely walk through star-shaped ramparts). Lunch at Torvehallerne food hall | Canal boat tour (1 hour, covered or open-air) — the best overview of the city. Dinner at a traditional smørrebrød restaurant |
| 3 | Rosenborg Castle (crown jewels) and the King's Garden. Transfer to Hotel & Skansen near the harbor for your last Copenhagen night | Designmuseum Danmark (Scandinavian design history — fascinating even if you're not a design person) | Farewell dinner on the Nyhavn waterfront. Pack for Stockholm |
Day 4: Copenhagen → Stockholm
Travel: SAS flight, 1 hour 15 minutes (or the overnight train if you prefer the scenic route — 5.5 hours, sleeping berths available). Book the flight with 7,500–15,000 Flying Blue miles or about $80–$150 cash.
Check in: Hilton Stockholm Slussen — spectacular views over Gamla Stan (Old Town).
Afternoon: Walk into Gamla Stan, Stockholm's medieval island core. Cobblestone streets, the Nobel Prize Museum, the Royal Palace changing of the guard, and Stortorget square — one of the most beautiful city squares in Europe.
Evening: Dinner in Södermalm, Stockholm's trendy southern island — great restaurants, relaxed atmosphere.
Days 4–6: Stockholm, Sweden
Stay: Hilton Stockholm Slussen (3 nights on Hilton Honors)
| Day | Morning | Afternoon | Evening |
|---|---|---|---|
| 5 | Vasa Museum (a preserved 17th-century warship — genuinely jaw-dropping). ABBA The Museum if you're feeling fun | Djurgården island walk — gardens, waterfront paths, outdoor cafés. Skansen open-air museum (historic buildings and Nordic animals) | Dinner in Östermalm — Stockholm's upscale dining neighborhood |
| 6 | City Hall (Stadshuset) — tour the Nobel Prize banquet hall and climb the tower for city views | Stockholm Archipelago boat tour (2–4 hours among 30,000 islands). Or: Fotografiska photography museum | Dinner in Gamla Stan — candlelit restaurants in medieval cellars |
Day 7: Stockholm → Bergen, Norway
Travel: SAS flight to Bergen, approximately 1.5 hours. Book with 7,500–15,000 Flying Blue miles or ~$100–$180 cash.
Check in: Radisson Blu Royal Hotel, Bergen — right on the Bryggen Wharf, a UNESCO World Heritage Site.
Afternoon: Explore Bryggen's colorful wooden warehouses (dating to the 1300s), the fish market, and the narrow alleyways behind the wharf.
Evening: Take the Fløibanen funicular to the top of Mount Fløyen — panoramic views over Bergen, the harbor, and the surrounding fjords. There's a restaurant at the top, or pack a light jacket and enjoy the vista.
Days 7–10: Bergen and the Fjords, Norway
Stay: Radisson Blu Royal Hotel, Bergen (2 nights) + Fretheim Hotel, Flåm (1 night — book via Chase/Capital One portal)
| Day | Morning | Afternoon | Evening |
|---|---|---|---|
| 8 | Bergen fish market breakfast (try the smoked salmon and fish cakes). Walk through Nordnes peninsula — beautiful harbor views | KODE Art Museum (four buildings of Norwegian art, craft, and music — the Edvard Grieg collection is remarkable) | Dinner at Enhjørningen (The Unicorn) — Bergen's finest seafood restaurant, inside a Bryggen-era building |
| 9 | Norway in a Nutshell day: Train from Bergen to Myrdal (stunning mountain scenery), connect to the Flåm Railway (the jaw-dropping descent), ferry through Aurlandsfjord and Nærøyfjord (UNESCO-listed) | Arrive in Flåm — a tiny village at the fjord's edge. Check in to Fretheim Hotel | Dinner at the hotel overlooking the fjord. Evening walk along the water — total silence except nature |
| 10 | Morning in Flåm — fjord kayaking (guided, gentle) or the Stegastein viewpoint (a dramatic platform jutting over the fjord). Return to Bergen by train/bus | Bergen airport for afternoon/evening departure — or extend your trip north to Tromsø for Northern Lights if timing is right |
The Points Budget: What This Trip Actually Costs
Here's the complete breakdown for two travelers on our 10-day Scandinavia itinerary:
Flights
| Segment | Program | Points (for 2) | Cash Taxes/Fees |
|---|---|---|---|
| US → Copenhagen (Business Class) | Flying Blue (via Chase UR or Amex MR) | 212,000–320,000 | $200–$600 |
| Copenhagen → Stockholm | Flying Blue or cash | 15,000–30,000 (or ~$160–$300 cash) | Included |
| Stockholm → Bergen | Flying Blue or cash | 15,000–30,000 (or ~$200–$360 cash) | Included |
| Bergen → US (Business Class) | Flying Blue | (included in round trip if booked as multi-city) | Included |
| Flight Total | ~242,000–380,000 | $200–$1,260 |
Hotels
| Property | Nights | Program | Points (1 room) | Cash Equivalent |
|---|---|---|---|---|
| Radisson Blu Royal, Copenhagen | 2 | Radisson Rewards | 70,000–100,000 | $500–$800 |
| Hotel & Skansen (Hyatt), Copenhagen | 1 | World of Hyatt (via Chase UR) | 12,000–18,000 | $250–$400 |
| Hilton Stockholm Slussen | 3 | Hilton Honors (via Amex) | 150,000–210,000 | $750–$1,200 |
| Radisson Blu Royal, Bergen | 2 | Radisson Rewards | 70,000–100,000 | $400–$700 |
| Fretheim Hotel, Flåm | 1 | Cash or portal points | — | $200–$350 |
| Hotel Total | 9 | 302,000–428,000 | $2,100–$3,450 |
Ground Transportation & Activities
| Item | Cost (for 2) |
|---|---|
| Norway in a Nutshell (Bergen–Flåm–Bergen) | $500–$700 |
| Copenhagen canal tour | $30–$50 |
| Stockholm Archipelago boat tour | $60–$100 |
| Bergen funicular + local transport | $40–$60 |
| Fjord kayaking or excursion in Flåm | $100–$200 |
| Ground/Activity Total | $730–$1,110 |
Trip Summary
| Category | Points Used | Cash Spent |
|---|---|---|
| Flights (Business Class, multi-city) | 242,000–380,000 Flying Blue miles | $200–$1,260 |
| Hotels (9 nights across 4 properties) | 302,000–428,000 (mixed programs) | $200–$350 (Flåm night) |
| Transportation & activities | — | $730–$1,110 |
| Dining & incidentals | — | $1,500–$2,500 |
| Total | 544,000–808,000 points | $2,630–$5,220 |
| Cash equivalent of same trip | $15,000–$24,000 | |
| You saved | $10,000–$19,000 |
How to Earn These Points
This is a multi-program trip, so you'll build across several currencies:
- Chase Sapphire Preferred (each spouse): 160,000 Chase UR total → transfer to Flying Blue (flights) and Hyatt (Copenhagen night)
- Amex Gold or Platinum (one card): 80,000–150,000 Amex MR → transfer to Flying Blue (supplement flights) or Hilton (Stockholm nights)
- Hilton Honors Amex Surpass: 130,000 Hilton bonus → covers 2–3 Stockholm nights
- Radisson Rewards credit card or direct earning: Radisson points through stays or promotions
- Normal household spending over 12 months: Fills gaps across all programs
Timeline: 12–16 months of strategic earning. Start now, travel next year.
Best Time to Visit Scandinavia
Scandinavia is a tale of two seasons — and both are spectacular for entirely different reasons.
Summer (June–August)
- The midnight sun: North of the Arctic Circle, the sun doesn't set from mid-May through July. Even in Copenhagen and Stockholm, you'll have 18+ hours of daylight.
- Weather: 60–75°F in cities. Perfect for walking, outdoor dining, and fjord cruises.
- Peak season: Higher prices and more crowds, but the longest days and warmest weather.
- Best for: Fjord cruises, city exploration, outdoor activities, archipelago visits.
Winter (November–March)
- Northern Lights: The main attraction. Best viewed from Tromsø, Lofoten Islands, or northern Sweden.
- Weather: 10–35°F in cities; colder in the north. Dress in layers.
- Christmas markets: Copenhagen's Tivoli Gardens Christmas market (November–December) is pure magic.
- Best for: Northern Lights, cozy hygge culture, winter sports, Christmas markets.
Shoulder Seasons (September–October, April–May)
- Our top pick for 55+ travelers: September offers mild weather, autumn colors, reasonable prices, and just enough darkness for early Northern Lights viewing in the north. May brings spring blooms and lengthening days without summer crowds.
Cultural Tips for 55+ Travelers
The Essentials
- Cashless society: Scandinavia runs almost entirely on cards and mobile payments. Many businesses don't accept cash at all. Bring a credit card with no foreign transaction fees (the Chase Sapphire Preferred, naturally) and you're covered everywhere.
- English fluency: Scandinavians speak excellent English — among the best non-native English speakers in the world. You will have zero language barriers in cities or tourist areas.
- Walking and cobblestones: Scandinavian cities are wonderfully walkable, but old towns feature cobblestone streets. Sturdy, comfortable shoes with good grip are essential — especially in Bergen, where rain is practically a lifestyle.
- Tipping: Not expected in Scandinavia. Service charges are included in prices. Rounding up or leaving 5–10% for exceptional service is appreciated but never required.
- Hygge (pronounced HOO-gah): The Danish concept of cozy contentment — candles, warm drinks, good company, and no hurry. Embrace it. It's practically a national religion.
- Pace of life: Scandinavians value work-life balance, quiet enjoyment, and nature. Things close earlier than in the US. Many shops close by 6 PM on weekdays and 3 PM on Saturdays. Plan accordingly.
Health & Comfort
- Healthcare: Scandinavia has world-class healthcare. Travel insurance is still recommended (see our travel insurance guide), but you're in safe hands.
- Accessibility: Excellent throughout the region. Public transit, museums, and hotels are generally well-equipped for mobility needs. The funiculars and ferries in Norway have elevator access.
- Weather preparedness: The Scandinavian saying is "There's no bad weather, only bad clothing." Layers, a waterproof jacket, and a warm hat will serve you in any season.
Frequently Asked Questions
Is Scandinavia really that expensive?
Yes — but less so on points. Restaurant meals in Copenhagen or Oslo run $25–$50 per person for mid-range dining. Coffee is $5–$7. Hotels are $200–$500+ per night. The cost of getting there and sleeping there is where points transform the equation. With flights and hotels covered, your daily out-of-pocket costs (food, activities, transport) are manageable — $150–$250 per day for two.
Do I need to speak any Scandinavian languages?
No. English proficiency across Scandinavia is among the highest in Europe. From hotel staff to taxi drivers to shop owners, you'll be understood everywhere. That said, learning tak (thank you in Danish/Norwegian/Swedish) goes a long way.
How much walking is involved?
Scandinavian cities are compact and walkable — expect 8,000–12,000 steps per day. All three capital cities have excellent public transit (metro, buses, ferries) when your feet need a break. Bergen's hilly terrain is the most physically demanding; the funicular and buses help.
Can I see the Northern Lights from Copenhagen or Stockholm?
Extremely unlikely. The Northern Lights require locations above roughly 65°N latitude. Tromsø (69°N) is the most accessible Northern Lights destination in Scandinavia. If the aurora is a priority, add 2–3 nights in Tromsø before or after the main itinerary — SAS flies there from Oslo in about 2 hours.
Is this trip doable at a slower pace?
Absolutely. Drop one city and go deeper. A 10-day trip covering just Copenhagen and Norway (Bergen + fjords + Tromsø for Northern Lights) would be magnificent and far less transit. Or spend five days in Stockholm and five in Copenhagen and skip Norway entirely. Scandinavia rewards lingering.
Your Next Step
Scandinavia is the kind of trip that recalibrates your idea of beauty. The fjords are more dramatic than any photograph suggests. The cities are cleaner, calmer, and more cultured than you expect. And the pace of life — the coffee breaks, the candlelit dinners, the long twilight walks — matches perfectly with what retirement travel should feel like.
That a trip like this can cost under $5,000 out of pocket for two people, including business class flights, is the kind of math that makes us love this work.
Ready to plan your Scandinavia trip?
- 📊 Take our Travel Score Quiz to see your points potential
- 💳 Read our Best Cards for 55+ guide — Flying Blue transfers start with Chase and Amex
- 🇳🇴 Download our free Scandinavia on Points Planner (PDF) — enter your email
- 💬 Join the WanderWise Facebook Group and connect with other Scandinavia-bound travelers
All point values are approximate and based on current program pricing as of early 2026. Award availability and point costs fluctuate — always check current rates before booking. SAS joined SkyTeam in 2024; booking options reflect current alliance partnerships. WanderWise may earn a commission from credit card links; see our affiliate disclosure for details.